<?xml version="1.0" encoding="UTF-8"?>
<!-- URLs are extensionless: vercel.json sets "cleanUrls": true, so /privacy-policy
     is the canonical form and /privacy-policy.html 308s to it. Listing the .html
     form here would advertise a redirect as the canonical URL.
     Excluded on purpose: /admin (noindex), /api/* and /vault (not content),
     /945club and /reference_index (both .vercelignore'd, not deployed). -->
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
  <url>
    <loc>https://945club.com/</loc>
    <lastmod>2026-09-11</lastmod>
    <changefreq>daily</changefreq>
    <priority>1.0</priority>
  </url>
  <url>
    <loc>https://945club.com/privacy-policy</loc>
    <lastmod>2026-09-11</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>
  <url>
    <loc>https://945club.com/terms-of-use</loc>
    <lastmod>2026-09-11</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>
  <url>
    <loc>https://945club.com/refund-policy</loc>
    <lastmod>2026-09-11</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>
  <url>
    <loc>https://945club.com/store-claim-policy</loc>
    <lastmod>2026-09-11</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>
</urlset>
